Why Is It So Important To Purchase Travel And Medical Insurance When Booking A Trip. High travel season is now upon us. People from all walks of life around the world are currently busy searching for the best air and land travel deals, accommodation and holiday packages that suit their dreams, needs and budget. Some of them even started making reservations.
Here I would like to stress one very important thing, which is a must to remember when booking a flight, but which a large number of travelers ignore.
Much has been written about the importance of having insurance coverage while you are on a trip away from home. This is an issue that many travelers still somewhat ignore. After all, they had traveled frequently for so many years, and nothing had happened so far to worry about. Therefore, buying travel insurance should not be a necessity. It’s just an optional precaution!
But reality begs us to believe that traveling anywhere in the world without protection today is fundamentally wrong. No matter where in the world you travel to, you must have insurance coverage to survive any unexpected attacks and disasters, especially after the 9/11 attacks in the United States.
Let’s say you have been planning your dream trip for a long time; You have finally found the opportunity to fulfill your long held dreams with a private trip.
You are so excited! I’ve thought of every detail. you were actively preparing for this travel; Thinking, programming and shopping. . . You spend a lot of time, money and energy! You are proud of yourself for finally being able to make your dream come true!
Your trip can truly be an unforgettable experience from start to finish, on one condition.
When booking your flight, you should remember that, like the most exciting events in our lives, travel carries some significant risks as well. For example, the potential medical and/or financial risks associated with travel can suddenly turn all the excitement and fun of a trip into a nightmare.
Your luggage and/or handbag can be stolen along with your cash, passport and credit cards, leaving you desperate and frustrated in a foreign country.
No one can guarantee that a natural disaster will not occur in the place where you will be staying during your trip.
An unexpected accident, injury or illness can suddenly ruin everything. In fact, in recent years medical costs have increased dramatically all over the world. How will you be able to pay for emergency medical expenses and expensive hospital bills if you need urgent treatment or surgery and care while you are traveling when you have lost your money, credit cards and passport? Isn’t this a real nightmare?
In such frustration, the only thing I needed to survive was a reliable medical and travel insurance policy, right?.
Especially in light of the horrific threats after and after the terrorist attacks of 9/11, the war on terror, other brutal terrorist attacks in Istanbul, Spain, Egypt and London, frequent flight disruptions and cancellations, airline bankruptcies, and more. In addition, travel suppliers such as tour operators and airlines around the world have made their cancellation policies more restrictive.
Therefore, if you have to cancel a trip, it is likely that a significant portion of travel expenses prepaid by travel suppliers will not be refunded.
Recent threats of SARS and avian influenza have prompted travelers and vacationers to seriously consider purchasing travel and medical insurance.
Travel insurance types and rates lag from one travel insurance company to another.
You should review, compare and choose the best offers that suit your personal needs.
For example, some insurance providers do not offer coverage outside the USA. Some companies do not offer emergency medical coverage and care, while others do.
Some airlines do not accept responsibility for God’s actions, weather problems, natural disasters, riots and unrest, SARS, bird flu and similar outbreaks.
The types of insurance you will need on the trip are reviewed below:
Last minute lockout
With last-minute cancellation and/or interruption insurance, you’ll be covered on the non-refundable deposits you made when purchasing your travel insurance. Read the fine prints on the policy carefully when purchasing this insurance. You should discuss your personal needs with your insurance agent before purchasing it.
This is one of the most important insurance policies that you must have. Purchasing health and medical insurance should be considered an important part of your travel budget. You can face a health problem or an accident anywhere and anytime during your trip.
Make sure your medical and health insurance policy covers illness, accidents, surgeries, hospitalization bills in the countries you will be visiting, and emergency medical transportation back to your home country. Please remember to have your policies with you when you travel, and to leave copies of your insurance policies with a relative back home, in case the policies in your possession are lost.
Comprehensive insurance policy
This policy generally covers emergency medical transportation, flight cancellations and interruptions, as well as other needs you might anticipate. Such insurance costs from 5 to 7 percent of the total cost of the trip. You must get it for your own safety.
What types of insurance policies do we need to get complete protection?
The primary types of insurance offered by most providers are travel, last minute, medical, health, life, hotel, cruise, flights, vacation, auto, sports, and health insurance.
Some travel insurance companies also offer affordable coverage for a wide range of winter sports including skiing, snowboarding, and snowboarding.
We may need not one, but several types of insurance policies depending on the general conditions in the destinations we go to.
If your children are traveling with you, many travel insurance companies allow them to go for free with adults.
Some companies offer policies for students, backpackers, cheap travel, vacation insurance, extended stay, international travel, family travel, single travel, annual travel, multiple annual trips, and more. It is good to know that in this age of the Internet, you can purchase the insurance policies you need online, without leaving your home.
Most travel insurance policies cover the loss of baggage as well.
But you should definitely ask what is and is not covered when choosing a travel insurance policy to buy. Don’t ask questions, all the questions you may have in your mind, until you have all the information you need. It is much better to ask questions when buying insurance than to regret it later.
How can I find the best type of insurance for my personal or family needs?
When choosing a travel insurance policy to buy, you should get information about the offers of different insurance companies for comparison.
Knowing how much time consuming it is to search, compare and choose the best types and prices of travel and medical insurance to suit your needs and budget, we advise you to visit websites where you can find lists and information about different offers, then compare and choose the best one to suit your needs.
You should keep in mind that buying your travel insurance through travel insurance providers, rather than travel agencies, will save you money in most cases.
In light of terrorist attacks and unexpected natural disasters such as earthquakes, tsunamis, deadly hurricanes, floods, epidemics, accidents, disease, SARS and bird flu, which claimed hundreds of thousands of lives in many places around the world, especially in recent years, every traveler should seriously consider purchasing travel health insurance and insurance Medical and some other insurance policies if required, providing reliable complete coverage against expected and unexpected threats.