What Are The Main Benefits Of Travel Insurance During A Gap Year?

What are the main benefits of travel insurance during a gap year?

Sometimes you need to take a break. This could be an extended study break or a much needed break from your career. Whatever the case, you will need the type of travel insurance that will cover your entire trip.

Insurance companies offer you the type of insurance policy that you need for such a trip. This type of insurance is called Travel insurance for one year.

Who is this insurance for?

Gap Year travel insurance is aimed at people between the ages of 16 and 50 who are planning long trips. Students and other budget-conscious UK and EU travelers are ideal candidates for this type of travel insurance policy. The coverage is comprehensive with no frills, so it’s easily affordable.

This policy covers up to 15 months of travel and can be extended up to 18 months. This type of insurance policy covers all countries of the world such as the United States, Canada, the Caribbean islands, Mexico, and even Japan.

Benefits of travel insurance during a gap year

When you choose a Gap Year policy, you get the following benefits:

  • You do not have to be a young student to be eligible for this insurance policy. People up to the age of 50 can purchase Gap Year travel insurance.
  • All UK and EU residents can purchase this cover.
  • You can get covered even after you leave, which means if you’ve already started your travels and then realize you don’t have insurance cover, you can still contact the insurance company and get Gap Year travel insurance.
  • You’re covered for Non-screen medical conditions. Insurance companies have a list of medical conditions that are covered for free as part of the standard GAP travel insurance coverage. So, if your condition is listed and stable for at least 12 months, you don’t have to worry about paying extra for medical coverage.
  • In addition to standard medical coverage, you’ll also get 24-hour emergency medical assistance.
  • An interesting one – even cruises are covered as standard on your Gap Year Travel policy.
  • Most adventure activities such as trekking, cycling and most underwater sports and activities are also covered as part of your package. However, if you are looking for extreme sports, you will need to get additional coverage in addition to your existing travel policy.
  • You can even customize your policy with additional add-ons. For example, you can get coverage for your valuables, excess waiver cover, repatriation to New Zealand, Australia or South Africa, winter sports coverage and even return home coverage, to name a few.

The best time to buy your insurance policy is when you are planning your trip. That way, if you have to cancel your flight at the last minute, you’ll get cancellation coverage. Travel safely!