Compare Different Travel Insurance Policies. If one wants to compare travel insurance, it is essential to understand the different travel insurance plans that are available. Then one needs to investigate the costs associated with these plans offered by different companies and then find the most cost effective and most suitable plan which covers all one’s needs when traveling.
The first type of policy to compare is single trip plan travel insurance. Individual travel plans, as their name suggests, cover a single vacation or business trip.
The trip can be as short as three days or long up to the year with comprehensive coverage being provided for the duration of the trip. A medical assistance helpline is available around the clock and more than fifty sports are covered. There is usually no charge for children who participate in these excursions.
For those who travel a lot during the year and want to compare travel insurance, there are multi-plan trips that cover an unlimited number of trips made over the course of one year.
These can again be business or leisure trips that can last up to 90 days per trip. Winter sports are covered for free plus fifty other additional sports. Children are also covered for free, and there are discounts available for family travel.
Another type of travel insurance that travelers compare is winter sports insurance. This type of insurance is available as a single trip or multiple trip for those who travel a lot during the winter months around the world and offers comprehensive coverage for a wide range of injuries or possibilities.
The multi-tour plan covers winter sports at no cost as well as off-piste skiing and snowboarding. There is also coverage for winter sports equipment, avalanche benefits, ski packages and children are covered for free.
Long stay insurance covers holiday trips that can last up to twelve months but is designed more for those who choose to live abroad or need it on business trips. For those using it to cover an extended vacation, there are fifty different winter sports covered at no extra charge.
Kids are covered free, and family coverage is available if the plan is used on a personal business trip. Long stay insurance includes comprehensive coverage for major medical expenses and hospital bills as well as pre-paid trip cancellations.
One type of insurance more designed for students is backpack insurance. Backpacking is one way of traveling that provides an in-depth and up-close experience of the cultures and lifestyle of the countries visited.
Backpacking insurance coverage can be for eighteen months and includes an option to ski during the winter months with fifty other sports and activities covered at no extra charge.
Designed for students, covering backpacks enables a student to take home once during any extended travel. Medical rescue and emergency assistance are available via a 24-hour hotline located throughout the world. Continuing your student loan payment is also available while you are traveling.